Choose your level of cover

Value Plus Visitor Cover

Medium level hospital cover plus access to doctors for day-to-day health needs.

Department of
Home Affairs
Meets working Visa requirements
Starting from
 
1 2 3+
Visa Certificate within
48 hours of approval
Department of Home Affairs
Meets working visa requirements
Hospital
Ambulance
Doctor
(GP)
Physio &
Chiro
Dental
Optical
Pregnancy
Pregnancy

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Value Plus

Starting from was
 
1 2 3+
Hospital
Ambulance
Doctor
(GP)
Physio &
Chiro
Dental
Optical
Pregnancy
Pregnancy

Private & Public Hospital cover

Covers you for your hospital accommodation and treatments when admitted to hospital.

No Hospital Excess Waiting periods
We pay the MBS for:
Accidental Injury
Heart Procedures
Gynaecological Services
Joint Reconstructions
Joint Investigations
Appendix (Removal)
Back Surgery
Hernia Repair
Brain Surgery
Cancer Treatment
Colonoscopies
Rehabilitation
Eye treatments
Renal Dialysis
Gastroscopies
Tonsils Removal
Gastric banding
Palliative care
Psychiatric treatment
Pregnancy
These are just some examples.
We also cover everything that Medicare covers.
We don't pay for:
Bone marrow
Organ transplants
Assisted reproductive (IVF)
Psychology Treatment
We don't pay for treatments not covered by Medicare.
Hospital Rates

nib/IMAN Agreement Private Hospitals are paid at 100% of the nib contracted rate.

Non-Agreement Private Hospitals are paid at the level determined by the Department of Health and Ageing, called the Default Benefit.

Public Hospitals are paid 100% of the Gazetted Rate Determined by the State and Territory Authorities.

Out of Hospital services

Doctors (GP)
MBS

A General Practitioner (GP) is a doctor whose practice is not oriented to a specific medical specialty but instead covers a variety of day-to-day health needs for patients. Also called a family doctor.

Specialists
MBS

Visits to a specialist, radiology or pathology. Generally a referral from a General Practitioner is required to visit a specialist with the exclusion of Psychiatric treatment or consultations.

Extras cover

Extras are the services that help you
stay fit and healthy.

Claim back 100% of the cost
Service Waiting period Annual limit
Prescription medicine 2 months
$500
Did you know?

Australia's public health system doesn't cover you when you visit a dentist.

To be covered for dental choose Top cover.