Value Plus Visitor Cover

Medium level hospital cover plus access
to doctors for day-to-day health needs.

Department of
Home Affairs
Meets working Visa requirements
Visa Certificate within
48 hours of approval
Physio &

nib nib logo

Value Plus

Starting from was
1 2 3+

Private & Public
Hospital cover

Covers you for your hospital accommodation and treatments when admitted to hospital.

No Hospital Excess Waiting periods
We pay the MBS for:
Accidental Injury
Gynaecological Services
Appendix (Removal)
Heart Proceedures
Back Surgery
Hernia Repair
Brain Surgery
Joint Investigations
Cancer Treatment
Joint Reconstructions
Eye treatments
Renal Dialysis
Tonsils Removal
Gastric banding
Palliative care
Psychiatric treatment
These are just some examples.
We also cover everything that Medicare covers.
We don't pay for:
Bone marrow
Organ transplants
Assisted reproductive (IVF)
Psychology Treatment
We don't pay for treatments not covered by Medicare.
Hospital Rates

nib/IMAN Agreement Private Hospitals are paid at 100% of the nib contracted rate.

Non-Agreement Private Hospitals are paid at the level determined by the Department of Health and Ageing, called the Default Benefit.

Public Hospitals are paid 100% of the Gazetted Rate Determined by the State and Territory Authorities.

Out of Hospital services

Doctors (GP)

A General Practitioner (GP) is a doctor whose practice is not oriented to a specific medical specialty but instead covers a variety of day-to-day health needs for patients. Also called a family doctor.


Visits to a specialist, radiology or pathology. Generally a referral from a General Practitioner is required to visit a specialist with the exclusion of Psychiatric treatment or consultations.

Extras cover

Extras are the services that help you
stay fit and healthy.

Claim back 100% of the cost
Service Waiting period Annual limit
Prescription medicine 2 months
Did you know?

Australia's public health system doesn't cover you when you visit a dentist.

To be covered for dental choose Top cover.