What is a 457 Visa

The Australian subclass 457 visa is a temporary work visa. The visa allows employers in Australia to sponsor overseas workers who can fill vacant skilled positions. The subclass 457 visa is the most common pathway of business sponsorship for overseas workers.

One of the reasons why the subclass 457 visa is so popular with workers is because there is the potential to become a permanent resident of Australia after holding the visa for a certain length of time and fulfilling specific conditions.

Health Insurance Requirements of the Subclass 457 Visa

Any individual applying for a subclass 457 visa after September 14, 2009 must prove that they have made adequate health insurance arrangements for themselves as well as for any accompanying family members they are bringing to Australia. This health insurance must be maintained at an adequate level for the entire duration of an individual’s stay in Australia.

If an individual comes from a country with a Reciprocal Health Care Agreement (RHCA), this visa condition has been met once the individual has a Medicare card. Countries that have an RHCA with Australia include Belgium, Finland, Italy, Malta, New Zealand, Norway, Slovenia, Sweden, the Netherlands, the Republic of Ireland and the United Kingdom. It is important to note that an individual can only apply for Medicare once they arrive in Australia; therefore health insurance arrangements must be made prior to this in order to fulfil the subclass 457 visa application requirements.

457 Visa Health Insurance Evidence/Letter

Evidence needs to be submitted in the form of a certificate or health insurance letter stating that the individual and any accompanying family members are covered by an adequate health cover policy. Family members who apply separately from the main subclass 457 visa holder must also show evidence that they are covered under an adequate health cover policy.

IMAN provides a cover letter upon joining which meets the 457 visa health insurance evidence requirement.

457 Visa Health Insurance When Living In Australia

It is compulsory to keep your 457 visa health insurance policy active while living and working within Australia. Exceptions for 457 holders may apply to individuals who are eligible for Reciprocal Medicare and take out Medicare after they have moved to Australia. Reciprocal Medicare covers medically necessary treatment only so it is advisable to keep your 457 visa health insurance to help cover medical out–of–pocket costs and cover for the cost of treatment in a private hospital. It’s important to perform a comparison periodically to ensure the level of cover you have selected is suitable for you.