Choose your level of cover

Top Visitor Cover

Our most comprehensive health cover which includes a wide range of Extras such as dental and optical.

Department of
Home Affairs
Meets working Visa requirements
Starting from
 
1 2 3+
Visa Certificate within
48 hours of approval
Department of Home Affairs
Meets working visa requirements
Hospital
Ambulance
Doctor
(GP)
Physio &
Chiro
Dental
Optical
Pregnancy
Pregnancy

nib nib logo

Top

Starting from was
 
1 2 3+
Hospital
Ambulance
Doctor
(GP)
Physio &
Chiro
Dental
Optical
Pregnancy
Pregnancy
We pay for 100% of the cost

Private & Public Hospital cover

Covers you for 100% of your hospital accommodation and treatments when admitted to hospital.

No Hospital Excess Waiting periods
We pay 100% of the cost for:
Accidental Injury
Heart Procedures
Gynaecological Services
Appendix (Removal)
Back Surgery
Hernia Repair
Brain Surgery
Colonoscopies
Joint Investigations
Joint Reconstructions
Rehabilitation
Eye treatments
Renal Dialysis
Gastroscopies
Tonsils Removal
Cancer Treatment
These are just some examples.
We also cover everything that Medicare covers.
We pay lower benefits for:
Gastric banding
Palliative care
Psychiatric treatment
Pregnancy
Pregnancy
We don't pay for:
Assisted Reproductive
Bone marrow
Organ transplants
Psychology Treatment
We don't pay for treatments not covered by Medicare.

Out of Hospital services

Doctors (GP)

A General Practitioner (GP) is a doctor whose practice is not oriented to a specific medical specialty but instead covers a variety of day-to-day health needs for patients. Also called a family doctor.

Specialists

Visits to a specialist, radiology or pathology. Generally a referral from a General Practitioner is required to visit a specialist.

Extras cover

Extras are the services that help you
stay fit and healthy.

Claim back 100% of the cost
Service Waiting period Annual limit
Prescription medicine 2 months
$1000
Physiotherapy 2 months
$1000
Chiropractical 2 months
Osteopathy 2 months
Dental (General) 2 months
$1000
Dental (Major) 6 months
Optical 2 months
Occupational Therapy 2 months
Speech Therapy 2 months
Podiatry 2 months
Natural Therapies 2 months
Antenatal & postnatal classes 12 months
Unlimited
Artificial Aids No waiting period
(ask IMAN for a list of specific inclusions, restrictions and replacements)