IMAN Australian Health Plans Bonus Travel Insurance within Australia

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All IMAN Members are covered under this bonus travel insurance policy for Travel Expenses within Australia for a journey that exceeds 100 kilometres from their usual place of residence in Australia. Here is a summary of what is covered. Please refer to each section for the detailed Definitions and Exclusions.

Cancellation and Curtailment - Section 4

Provides cover for specified cancellation and curtailment expenses, up to $A10,000 per policy per year.
Cover if an Insured Person suffers an Accidental Death, Injury or Sickness whilst on a journey.

Loss of Deposit - Section 6

Provides cover as specified, up to $A10,000 per policy, per year.
Cover for pre-paid Travel and Accommodation costs should a journey be cancelled due to unforeseen circumstances outside an Insured Persons or your control.

Loss of Baggage - Section 7

Loss of up to $A1,000 per policy per year. Limit of $A250 per bag.
Cover up to the amount shown in the schedule for loss or theft of, or damage to an Insured Persons Baggage.

Alternative Employee / Resumption of Assignment Expenses - Section 8

Provides cover as specified, up to $A10,000 per policy year
Cover for the costs of an alternative employee, or for returning an Insured Person to recommence an assignment, if an Insured Person is unable to complete an assignment due to Accidental Death, Serious Injury or Serious Sickness.

Personal Liability - Section 9

Provides cover as specified, up to $A2,000,000 per policy per year.
Cover for legal liability in bodily injury or damage to property of others accidentally caused by the Injured Person whilst on a journey.

Rental Vehicle Excess Waiver - Section 10

Provides cover as specified, up to $A2,000 per policy per year.
Cover for a Rental Vehicle Express up to the amount shown in your schedule if such Rental Vehicle is involved in a collision whilst under the control of the Insured Person or the Rental Vehicle is stolen or damaged.