Pharmaceuticals

Physician-prescribed pharmaceuticals can be expensive for overseas visitors.

Australian citizens and Permanent Residents, and those overseas visitors who are entitled to Reciprocal Medicare Benefits, have access to the subsidised Pharmaceutical Benefits Scheme (PBS). You must show your Medicare Card when purchasing Physician-prescribed drugs and medicines to obtain the PBS rate.

Overseas Visitors without access to the PBS rates generally pay considerably higher charges.

The Mid Visitor Cover, Top Visitor Cover and Executive Top Visitor Cover provide benefits for out-patient prescribed pharmaceuticals on the PBS (after waiting periods) up to an annual limit of $1000 for Single Plans and $2000 for Couple / Family Plans.

All Plans provide benefits for Pharmaceuticals provided as part of In-Hospital (In-Patient) care.