Subclass 457 visas granted on or
after 14 September, 2009 ∇
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All subclass 457 visa applicants will
be required to satisfy the Department
of Immigration and Citizenship (DIAC)
condition 8501, requiring the visa
holders to maintain adequate
arrangements for health insurance for
the duration of their stay in
Australia. In support of your visa
application, IMAN will provide you
with a Certificate and DIAC approved
template letter, confirming your
membership, and how you will be
paying for the costs of the Plan
membership.
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Subclass 457 visas granted before 14
September, 2009 ∇
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Sponsors retain ultimate
responsibility for the cost of
treatment in a public hospital.
Sponsoring a Temporary Resident on a
457 visa into Australia involves:
- Ensuring that the cost of
return travel by a sponsored person
is met
- Paying all medical or hospital
expenses for a sponsored person
arising from treatment administered
in a public hospital (other than
expenses that are met by health
insurance or reciprocal health care
arrangements. This undertaking
continues until such expenses are
paid
Employers/Sponsors can require
sponsored employees to sign an
agreement requiring the employee to
maintain health insurance which is
deemed acceptable to the
employer/sponsor.
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Benefit Limits ∇
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The Department of Immigration &
Citizenship have set a health benefit
limit for complying Overseas Visitor
Health Policies, which must not be
less than $1 million dollars, per
person per annum. The total payable
per person, per annum on all IMAN
Plans, is $A1 million dollars.
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Online Applications ∇
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Applications for membership can be
made online. You can apply from
overseas, and then commence your
membership once you arrive in
Australia. A fast efficient and
simple way of dealing with IMAN. All
paperwork required by DIAC to meet
your visa application requirements
will be provided.
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Air & Road Ambulance throughout
Australia, Funeral Expenses & Medical
repatriation to your home country
∇
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IMAN Plans include 100% benefits in
Australia for Air and Road Ambulance
and Funeral Expenses. We cover the
cost of returning your body or ashes
to your home country, and provide
medical escorts if our Members need
to be medically repatriated to their
home country.
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Immediate Benefits. No waiting
periods for medical or hospital
claims for sickness & injury ∇
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However, waiting periods apply for:
- Existing Ailments in the first 12
months of membership, or the first
twelve months of upgrading to a Plan
with higher benefits.
- Claims relating to 100% benefits
(Private Hospital and Out-Patient
Services) for obstetrics and
pregnancy are payable after 12 months
continuous membership under a Couple
/ Family Executive Top Visitor Cover
(320 Plan).
- Claims relating to 100% Private
Hospital accommodation and 100% MBS
Fees for Medical Services for
obstetrics and pregnancy are payable
after 12 months continuous membership
under a Couple / Family Top Visitor
Cover (360 Plan).
- Public Hospital Labour Ward after
12 months continuous membership on
all Plans.
- Extras, Physiotherapy,
Osteopathy, Chiropractic and
Pharmaceutical Benefits (where
applicable).
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Dependent children under 25 years of
age are included under your family
Plan ∇
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Dependent children include any
natural, step, foster or adopted
child under the age of 25, living at
home and studying full time at an
approved school, college or
university. This definition of
dependant is different to that used
in your Australian Visa application.
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Bonus Australian travel policy
∇
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Travel Insurance in Australia is
offered through a policy arranged
with ACE Insurance. Apply online for
your Bonus membership.
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Refund of prepaid costs upon
cancellation or termination ∇
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Once you become a financial member of
IMAN Australian Health Plans, should
you then choose to cancel your plan
any premium you have paid in advance
will be refunded to you.
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Credit for time overseas on business
or holiday ∇
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IMAN will give a "Credit for Time
Away" when you are overseas. You can
be out of the country for a minimum
of 4 weeks and a maximum of 10 weeks
to apply for a "Credit for Time
Away". Application must be made in
advance of travel and all family
members must be travelling together
to qualify. We will then adjust your
payments accordingly. For any periods
in excess of 10 weeks, your
membership will be cancelled.
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Transfer to nib on obtaining
Permanent Residency ∇
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The granting of permanent residency
means that you are no longer a
temporary resident or visitor to
Australia, and therefore you are not
entitled to continue your IMAN
membership.
nib health funds is one of the
leading registered health benefits
organisations. For more information,
visit www.nib.com.au
If you join nib within 59 days of
cancellation of your IMAN membership
- continuity of cover will be
recognised (where applicable)
- comparable waiting periods
already served will be recognised
- nib will offer you a special
discount on your premium
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