ALL PLANS 100% IN-HOSPITAL EXPENSES
  • In-Hospital (In-Patient) expenses in both Public and Private Hospitals plus continuing Out-Patient treatment following hospitalisation.
  • Same Day Surgery.
  • Hospital Emergency Room visits.
  • Rehabilitation Hospital (In-Patient) expenses plus continuing Out-Patient treatment following hospitalisation.
  • Air and Road Ambulance throughout Australia.
  • Medical Repatriation to your home country.
  • Funeral Expenses.
  • Compensable Injury medical expenses under Motor, Sporting and Public Liability Insurance Policies.
  • Cash in Hospital of $200 per day when hospitalised for more than five days.
  • 24 / 7 Emergency Medical Assistance.
 
 

320 Plan
100% Out-Patient Medical

  • Out-Patient medical expenses (eg. doctor's visits, x-rays, blood tests)
  • Prescribed pharmaceuticals
  • Physiotherapy / osteopathy / chiropractic
  • Extras e.g. dental, optical and more
 
 

390 Plan
100% Out-Patient Medical

  • Out-Patient medical expenses (eg. doctor's visits, x-rays, blood tests)
  • Prescribed pharmaceuticals
  • Physiotherapy / osteopathy / chiropractic
 
 

120 Plan
Out-Patient Medical

  • Out-Patient medical expenses are limited to 100% of the amount of the applicable MBS Fee (Fees for medical services as set by Medicare). You will need to pay a "gap" or co-payment.
 
 

190 Plan
No Out-Patient Medical

  
 
  • Expenses for pregnancy and obstetrics after 12 months continuous membership on family 320 Plan.
 
 

Pregnancy and Obstetrics Benefits are only available under Family 320 Plan 		 

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