Payment of Expenses Incurred Under Compensable Injury Claims

Compensable Injury claims are excluded under all health insurance and general insurance policies covering 457 visa and all other temporary residents working in Australia, because these risks are also covered under motor vehicle third party, sporting club or other public liability insurance policies.

Sponsors are required to pay all medical, hospital, rehabilitation and repatriation costs then engage lawyers to seek to recover these expenses from a general insurer under a third party policy. Compensable claim expenses for overseas visitors are mostly excluded from insurance risk pools for Australian residents.

Catastrophic compensable Injury claims involving motor accidents can exceed $200,000 plus repatriation costs, and it may be years before the matter comes before a court.

Under Working Visa Health Plans we go up front and pay all medical, hospital, rehabilitation and repatriation expenses then undertake to adjust the claim and recover from third party policies.

Sponsors are not responsible for any shortfall in the amounts we recover, nor any legal costs we incur.

We are permitted to provide Sponsors with claim adjustment and Assistance Services.

Four recent cases illustrate the risks faced by Sponsors.

Case 1 - Expenses $275,046
University professor involved in tragic accident on the day of his arrival in Australia and before he reported for work. This resulted in his becoming a quadriplegic and after hospitalisation, he required rehabilitation before repatriation to the USA.

Case 2 - $227,838
Accident victim who after a long period of rehabilitation required repatriation to the United Kingdom.

Case 3 - $87,569
Whilst playing tennis on a public court woman injured by spike protruding through wire surrounding court.
Required extensive facial surgery and dental reconstruction.