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Key Advantages of IMAN Australian Health Plans:
Questions? Call Australian Health Plans on:
1800 22 11 33 (within Australia), +61 2 8437 2888 (outside Australia)
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- Health Plans suitable for 457 Visa employees and holders of other working visas
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- Medical repatriation to your home country
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- Third party motor, sporting and liability medical expenses paid
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- Immediate Benefits. No waiting periods for medical or hospital claims
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- Dependent children under 25 years of age are included under your family Plan
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 Transfer to nib on obtaining Permanent Residency
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- 24 hour Assistance service
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- Bonus Australian travel policy
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- Refund of prepaid costs upon cancellation or termination
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- Certificate of Membership "Interim Membership" issued to facilitate entry visa application
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- Medical Practitioner liability insurance surcharge included
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- Credit for time overseas on business or holiday
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Health Plans suitable for 457 Visa employees and holders of other working visas
Department of Immigration & Citizenship: Regulations from 1 November 2005. Sponsoring a Temporary Resident on a 457 visa into Australia involves :
1. Ensuring that the cost of return travel by a sponsored person is met
2. Paying all medical or hospital expenses for a sponsored person arising from treatment administered in a public hospital (other than expenses that are met by health insurance or reciprocal health care arrangements. This undertaking continues until such expenses are paid.)
(taken from Sponsorship Form 1196)
Employers/Sponsors can require sponsored employees to sign an agreement requiring the employee to maintain health insurance which is deemed acceptable to the employer/sponsor.
Note that these undertakings differ from those required of Sponsors who lodged their sponsorship application prior to 1 November 2005
Medical repatriation to your home country
Australian Health Plans include 100% benefits for Medical Repatriation. We provide medical escorts if our Members need to be medically repatriated to their home country. (Section 7 - all Plans)
Funeral Expenses
Australian Health Plans include 100% benefits for Funeral Expenses in Australia, or the cost of returning your body or ashes to your home country. (Section 7 - all Plans)
Third party motor,sporting and liability medical expenses paid
Under Working Visa Health Plans we go up front and pay all medical, hospital, rehabilitation and repatriation expenses then undertake to adjust the claim and recover from third party policies.
Sponsors are not responsible for any shortfall in the amounts we recover, nor any legal costs we incur.
We are permitted to provide Sponsors with claim adjustment and Assistance Services.
Immediate Benefits. No waiting periods for medical or hospital claims
AHP has no Waiting Periods for medical, hospital, ambulance, physiotherapy, pharmaceuticals, extras or repatriation claims. However, claims relating to obstetrics and pregnancy are payable
after 12 months continuous membership under a Family 320 Plan.
Dependent children under 25 years of age are included under your family Plan
Dependent children are your natural, step, foster or adopted child under the age of 25, living at home and studying full time at an approved school, college or university. This definition of dependent is different to that used in your Australian Visa application.
Transfer to nib on obtaining Permanent Residency
The granting of permanent residency means that you are no longer a temporary resident or visitor to Australia, and therefore you are not entitled to continue your IMAN Australian Health Plans membership.
nib health funds is one of the leading registered health benefits organisation. For more information, visit www.nib.com.au
IMAN Australian Health Plans and nib health funds, a registered health fund, have formed a strategic partnership to ensure that your Private Health Insurance needs will be looked after, once you have been granted Permanent Residency.
nib will recognise comparable waiting periods already served under your IMAN/AHP membership.
You need to join nib within 59 days of cancellation of your IMAN Australian Health Plans Membership, for continuity of cover to be recognised.
You also need to provide nib with proof of your IMAN/AHP membership and length of membership.
If you would like IMAN/AHP to release your information to nib, you will need to complete the Transfer Release Authority Form.
24 hour Assistance service
IMAN Assistance is available via toll free telephone (1800 22 11 33) or email.
The operators are experienced professionals able to assist you in case of an emergency
Bonus Australian travel policy
Travel Insurance in Australia is offered through a policy arranged with ACE Insurance. Apply online for your Bouns membership.
Refund of of prepaid costs upon cancellation or termination
Australian Health Plans only collect payment for the period the Plan is required. So if you have paid in advance of your cancellation date, we refund any costs overpaid.
Certificate of Membership "Interim Membership" issued to facilitate entry visa application.
You can apply for an "Interim Membership" to assist you with your visa application. A non-refundable $50 processing fee applies.
Medical Practitioner liability insurance surcharge included
Some Specialists, particularly Obstetricians, may present Members with an account stating "Not claimable from Medicare or your Private Health Fund". This is because they are passing on the costs of their own liability insurance, and it is not seen as a medical cost. In some instances, these accounts are as much as $6,000. AHP will pay these fees, up to $20,000 per membership year. (Section 8 - all Plans)
Credit for time overseas on business or holiday
Australian Health Plans will give a "Credit for Time Away" when you are overseas. You can be out of the country for a maximum of 10 weeks to apply for a "Credit for Time Away". Application must be made in advance of travel. We will then
adjust your payments accordingly. For any periods in excess of 10 weeks, your membership will be cancelled.
Online applications
Applications for Membership, can be made online. You can apply from overseas, then commence your membership once you arrive in Australia. A fast efficient and simple way of dealing with AHP & IMAN.
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