EXTENT OF COVER
If during the Period of Insurance, You necessarily incur Alternative Employee Expenses or Resumption of Assignment Expenses as the direct result of an Insured Person whilst on a Journey sustaining an Accidental Death or suffering a Serious Injury or Serious Sickness OR a claim being admitted under Cancellation/Curtailment Expenses in Section 4, We will pay You for such expenses up to the amount shown on the Schedule against Section 8.
DEFINITIONS UNDER SECTION 8
ALTERNATIVE EMPLOYEE EXPENSES means reasonable expenses necessarily incurred in sending a substitute person to complete the business activities of the Insured Person. Expenses shall be limited to an economy return air flight for interstate and intrastate air trips within Australia and other essential expenses incurred in transportation of the substitute person.
RESUMPTION OF ASSIGNMENT EXPENSES means all reasonable and necessary expenses incurred in returning the Insured Person to re-commence an assignment within ninety (90) days as a result of the claim being admitted under Cancellation/Curtailment Expenses in Section 4. Expenses shall be limited to a business class air flight (or economy if that was the class of ticket used by the Insured Person on the original Journey) and other essential expenses incurred in such transportation of the Insured Person.
EXCLUSIONS UNDER SECTION 8
We shall not be liable for any expenses:
| 1. | Where the Insured Person undertakes a Journey against the advice of a Doctor. |
| 2. | Which You or the Insured Person had paid or budgeted for before the commencement of a Journey. |
